Credit Analyst – Asset Finance – Glasgow – up to £45,000 + 10% bonus & excellent benefits

Job ID: 2754
Job Category: Credit
Job Location: Scotland
Salary: £40/50k

DESCRIPTION

Our client a fast growing head lessor with a rapidly expanding presence financing broker introduced business are seeking an additional credit analyst to join their credit team of 8 based in Glasgow.

Your role will be to review credit applications introduced by our clients lease brokers and either personally approve them or make recommendations.

It is expected that you will hold a personal authority of £75,000 initially but that this will increase over time to £125,000.

Our client has a largely but not wholly hard asset focus and has current maximum exposure limit of £750,000.

You can expect to work closely with colleagues in the credit team plus broker managers and staff in operations and collections.

Whilst the role is preferred to be office based for a more experience applicant needing less support there is increased scope for hybrid working.

Candidate Profile

We are seeking applications from those with some experience of underwriting preferably in the hard asset finance sector but may be willing to consider applications from those with commercial lending experience in the vehicle finance sector.

We are seeking graduate level education and or intellect, good credit appraisal skills , plus cash flow analysis skills etc.

You must have the ability to write and present a credit paper and put forward solutions for further analysis or recommendation.

You may be working today for a lease brokerage perhaps packaging and proposing deals to funders or working for a funder already in a credit underwriting capacity but be keen to take on a new and bigger challenge.

We seek the ability to work with a range of stakeholders but particularly broker managers but also tactically to be able to engage when required with lease brokers.

 

JOB PACKAGE

Up to £45,000 salary + 10% bonus and excellent benefits

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